Our Products & Services

Tailor-made financial solutions for MSMEs and Individuals in South Africa.

Business Loans

Financing designed to support South African businesses and fuel growth.

Purchase Order Funding

This service addresses cash flow shortages, enabling companies to deliver on large orders, government tenders, or corporate contracts. Funds are often paid directly to suppliers to cover costs and ensure production.

Invoice Discounting

Receive immediate, flexible working capital to unlock cash tied up in unpaid invoices. Bridge the 30–90 day payment gaps from large corporate or government clients without pledging major assets.

Bridging Loans

Provides rapid, short-term cash flow solutions while clients wait for expected funds like property sales, pension payouts, or business contracts. Funding is fast, often within a few days.

Personal Payday Loans

A short-term, unsecured loan designed to provide quick cash to cover unexpected emergencies or temporary cash flow gaps until your next salary is paid.

Minimum Requirements

  • Must be between the ages of 18 and 65.
  • Must be a permanently employed South African resident.
  • Minimum monthly income of R3,000 paid directly into your bank account.

Documents Required

  • Valid South African ID.
  • 3 months' most recent bank statements.
  • Latest payslip or proof of income.
  • Proof of home address (not older than 3 months).

The Application & Payout Process

1. Apply

Complete a short application detailing salary, expenses, and loan amount.

2. Affordability Check

We perform a quick NCR affordability check to ensure you are not over-indebted.

3. Payout

Once approved, funds are transferred directly into your bank account within 24 hours.

4. Repayment

Processed automatically via secure DebiCheck direct debit order on your payday.